AB-BANK Bank — Deposit, Savings & Loan Rates in Bangladesh (2016–2026)

See AB-BANK's currently applicable savings, FDR and lending interest rates published by Bangladesh Bank, month-by-month history charts, year-over-year change in basis points, and how this bank ranks against the industry average.

PCBs Currently Applicable — Published September 22, 2026

Savings Rate

3.25–3.25%

Annual, all tenure

FDR 1-Year

12.00–12.00%

1–2 year tenure

Lowest Loan Rate

11.29%

Across 6 categories

Months of History

128

Bangladesh Bank data

Current FDR rates

Latest peer-reviewed published rates for this bank across all fixed-deposit tenors. Source: Bangladesh Bank, last refreshed September 22, 2026.

Tenor (Years)	Min Rate	Max Rate
3M–6M	12.00%	12.00%
6M–1Y	12.00%	12.00%
1Y–2Y	12.00%	12.00%
2Y–3Y	12.00%	12.00%
>3Y	12.00%	12.00%

FDR rate over time

Tenor:

View as data table

Month	Rate (%)

Savings & SND rates

Published rates for savings deposits and Special Notice Deposit (SND) tiers. SND rates are intended for institutional / business balances.

Savings

3.25–3.25%

Personal savings accounts

Savings rate over time

View as data table

Month	Rate (%)

Lending rates by category

Minimum and maximum rates as published for the most popular lending categories.

Category	Min Rate	Max Rate	Months of History
Housing Loan	14.00%	16.00%	128
Agriculture Loan	14.50%	14.50%	128
Term Loan (Large & Medium)	13.50%	15.50%	128
Term Loan (Small Industry)	13.25%	15.25%	128
Consumer Credit	14.00%	16.00%	128
Credit Card	11.29%	11.29%	128

Lending rates over time

Monthly midpoint of the published min–max rate range for each lending category this bank reports to Bangladesh Bank. Click a legend item to hide / show a category; hover for monthly values.

View as data table

Year-over-year change

How much each rate has moved vs 1, 5, and 10 years ago, plus trailing-12-month trend, update frequency, and range. 100 basis points (bps) = 1.00%. Deposit deltas are green when positive; loan deltas are red when positive (more cost to the borrower).

Category	Current	1Y ago	Δ (bps)	Trend (12mo)	Updates (12mo)	Range (12mo)	5Y Ago	10Y Ago
Savings	3.25%	3.25%	0	Flat	No change	3.25% – 3.25%	2.50%	4.00%
FDR 1-Year	12.00%	12.00%	0	Flat	No change	12.00% – 12.00%	5.50%	6.88%
FDR 3-Year	12.00%	12.00%	0	Flat	No change	12.00% – 12.00%	5.00%	6.88%
Housing Loan	15.00%	15.00%	0	Flat	No change	15.00% – 15.00%	9.00%	12.00%
Agriculture Loan	14.50%	12.55%	+195	Rising	1 update	12.55% – 14.50%	8.00%	10.00%
Credit Card APR	25.00%	25.00%	0	Flat	No change	25.00% – 25.00%	20.00%	24.00%

Trend reflects the slope of the last 12 monthly points (Rising if the change exceeds 0.10%). Update count is the number of distinct rate values observed in the last 12 months — a useful proxy for how often the bank actually re-prices this product.

How this bank compares

AB-BANK's published rate vs the simple industry average across all Bangladeshi banks.

Category	Bank	Industry Avg	Rank	Gap (bps)	5Y Ago	10Y Ago
Savings	3.25%	4.39%	41 / 61	-114	2.50%	4.00%
FDR 1-Year	12.00%	8.77%	3 / 61	+323	5.50%	6.88%
FDR 3-Year	12.00%	8.33%	2 / 61	+367	5.00%	6.88%
Housing Loan	14.00%	11.74%	46 / 56	+226	9.00%	12.00%
Agriculture Loan	14.50%	10.52%	59 / 59	+398	8.00%	10.00%
Credit Card APR	11.29%	20.89%	4 / 38	-960	20.00%	24.00%

For deposit products, a positive gap means the bank pays above the industry average. For lending products, a negative gap means the bank charges below the industry average.

FAQs about AB-BANK rates

Where do these bank interest rates come from?

All rates on this page are sourced from Bangladesh Bank's published Scheduled Banks Deposit and Lending Rate Schedule, refreshed monthly. We only display rates reported by Bangladesh Bank for AB-BANK.

Why does the historical chart show months with no change as a continuous line?

If a bank did not update its rate in a given month, the previous rate is carried forward in the chart. The chart shows the rate that was in effect at the start of each month based on the published schedule.

How is "year-over-year change" calculated?

YoY change is the difference between the most recent rate and the rate from exactly 12 months earlier, expressed in basis points (bps; 100 bps = 1.00%) and as a percentage change.

Are these the actual rates I will get at the branch?

These are the published reference rates. The actual rate you receive depends on your account type, deposit amount, branch policy, and the bank's relationship-based pricing.

How often is this page updated?

This page is regenerated whenever Bangladesh Bank publishes updated rates that affect AB-BANK. The cache lifetime is up to 90 days.

Compare AB-BANK with other tools

Compare FDR rates across all banks Compare savings account rates Compare loan rates across all banks Compare credit card APR FDR return calculator

Disclaimer

* Rates shown are sourced from Bangladesh Bank's Scheduled Banks Deposit & Lending Rate Schedule. The actual rate you receive depends on account type, deposit amount, branch policy, and the bank's relationship-based pricing. * Historical rates represent the rate that was in effect in the published schedule at the start of each month. Months where the bank did not file a change carry the previous rate. * Industry averages and ranks are computed only from data currently published by Bangladesh Bank (latest row per bank). * Investment decisions should consider your personal financial situation and read the bank's actual product documents. This page is for informational purposes only.